Whole Life Insurance – Explanation
An explanation of Whole Life Insurance and Universal Life Insurance
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This post was written by admin on Wednesday, May 5, 2010, 10:40. admin has written 1242 posts on this blog.
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@skorparc31 It’s only a better policy for lying ass Illegal Mike because he gets paid a higher commission! Anyone can post links on .com websites. Try researching cash value insurance on .gov websites and you’ll see that lying ass Illegal Mike is the one who is wrong not the Primerica agents!
If your debt was all paid, your children were grown and out of the house, and your spouse had about a $1Million dollars put away and you died; do you think they could live without a payout from a life insurance company?
By the way, anyone with confidence that they are doing right by the client 100% of the time would never spew the kind of misleading, unsubstantiated dribble. They would respect their clients intelligence and ability to weigh the FACTS, do their own research via respectable authorities such as the SEC, FINRA, and advocates with absolutely nothing to gain by preaching the Buy Term/Invest the Difference mantra…people like Suze Orman, Dave Ramsey, etc,and consumer magazines like Consumer’s Report
So, let me get this straight…you’re in favor of discrimination by charging men more than women, you lie to your clients by implying the cash value of a whole life policy is an investment which, consequently is against the law, and you obviously have no idea the cost of term policy with Primerica or any other company. That’s amazing. Oh, I loved the immature comment you posted on my youtube page. Is that the kind of foul mouth you use when your clients are enlightened by a term life salesman
Once again the uneducated Primerica agents who sell Unisex and overpriced term are at it again. Whole life will deliver far in excess of the original face amount as the policy, if designed correctly, will result in a DB that far exceeds its guaranteed face amount. Don’t be fooled by the blinded Primerica agent who sell term that is between 60 to 85% more expensive than the competitiion for men and over 100% more expensive for women!!!
@insurancemike10 By the way do you realize the reason your commissions are so much higher selling whole life than term is because not a single whole life beneficiary has EVER received both the face value and the cash value of a policy upon their beloved’s death? How do you even sleep at night knowing how you rip people off?
@insurancemike10 That is called investing. Something you are undoubtedly incappable of doing…oh, wait, I bet you tell your clients that is what the Cash Value part of the Whole Life policies you sell them is, don’t you? Do you even realize every time you lie to a client by telling them whole life comes with an investment feature that you have BROKEN THE LAW?
@skorparc31 You are wrong with your assumptions. The family will get far in excess of there original death benefit – after 20 years it will INCREASE about 60%, in 30 years it will be DOUBLE the original face. Term ins lapses or becomes TOO expensive when it’s needed most, when you die.
Are you a life insurance agent? Do you know of someone that is a life insurance agent, or someone interested in becoming an agent?
Build a team of agents and earn residual income. Become a Financial Service Marketer, Earn $2000-$3000+ PT, or earn $150,000-$500,000+ FT yearly
Are you a life insurance agent? Do you know of someone that is a life insurance agent, or someone interested in becoming an agent?
Build a team of agents and earn residual income. Become a Financial Service Marketer, Earn $2000-$3000+ PT, or earn $150,000-$500,000+ FT yearly
I bet you this sucker does not own whole life. He is not even sure of what he is talking about.
@skorparc31-Its better because you can leverage the Cash Value in so many ways. Stop selling for PFS, and you can learn all the different ways.
@metalhead33 You are so smart, go study the concept of Corridor of insurance. It explains why you dont get both CV and DB. Unless its option 2 on a UL.
@danielsp9 Term is only good for temporary needs, what happens long term?
@skorparc31 Misleading at best, Whole has an increasing death benefit unlike term insurance. And with UL you can get both the death benefit and the cash value. I hate people who mislead the public to sell their term.
I have $100 that says he has a term insurance policy on himself!!!!!!!
TermLifeAssurance,org
TermLifeAssurance,org
LOL what a piece of $@#$% Video! TERM WINS!!!! See TermLifeAssurance,org
He removed his comments because he know term is the way to go.
lmao
get the facts on life insurance search this video: dorlan francis on life insurance
removing his internet footprint.
why does he always remove his comments???
astroman30: did your parents have any children that lived? LOL. BTW, I found your picture online, its very becoming of you.
shortsshortsshorts dot com forward slack wp-content forward slash uploads forward slash 2009 forward slash 02 forward slash super-retard dot jpg
LMAO, you handsome devil.
Over the period of 113 years, the averaged annual rate of return for the DOW (40.94 points to 7815.52 points) equals 4.76%. Again, nowhere relatively close to 12%. I’m truly sad that you are incapable of doing simple math but maybe one of your “SOURCES” can teach you how. Maybe you shouldn’t have quit school. Wasn’t such a good idea after all was it.
Her name is Shivani Tanksale.. Go Ogle (Google) now…
her name is shivani.shes a theatre actress, iv seen a play of hers , the wizard of OZ in which she was the witch.lol.
anusuya
yeah..she looks great..
she has got a wonderful charm which makes us go mad about her..
Anyone know her name?
What’s the name of the female model in this ad?plz hit ‘reply’ beside’ if u know.plz….i m getting mad about her.